Canada Consolidat Debt Loan Ontario

Canada Consolidat Debt Loan Ontario

Canada Consolidat Debt Loan Ontario

The Repayment Assistance Plan is a new federal program that promises to help make student loan payments more affordable, and to eliminate student debt more quickly. Here is a brief overview of the program, how it works, and who is eligible.

What the Repayment Assistance Plan Promises:

  • No student will have a repayment period of more than 15 years
  • Students with a permanent disability will have a maximum repayment period of 10 years
  • Payments will be affordable, based on the student's income and family size
  • These payments should not present a hardship for the student
  • No payment will be required from students with very low incomes
  • Students should not pay more than 20 percent of their income towards loans covered by this program

Eligibility Criteria for the Repayment Assistance Plan:

  • Students are not automatically enrolled, and must apply for this program
  • Students must be a resident of Canada
  • Students must have received their Consolidated Loan Agreement
  • Students must be unable to afford their calculated monthly student loan payment

The Plan has two stages, designed to help students repay their loans within 15 years.